We are hearing many stories of finance declines, highlighting why using a Mortgage Broker is an advantage opposed to limiting yourself to the one Lender.

We want to share a quick story with you that gives a good example of why using a Mortgage Broker is so important.

Recently speaking to a Real Estate Agent, they relayed a situation whereby their Buyer, was refused finance from their long term existing bank, due to not meeting that banks servicing. The Buyer went on to successfully obtain finance through a Mortgage Broker, who placed them with the most appropriate Lender for their situation.

Key Advantages;

Provides a Strategy

We will provide you a finance strategy accounting for your current circumstances and future plans ensuring most effective use of your capital and safety is paramount.

No Fee Service

We provide an unbiased mortgage broking service, ensuring we are offering you the most appropriate and cost effective loan facility to meet your requirements.

Generally this is a no fee service, whereby we are paid by the lender.

‘Shopping Around’ on our own can be damaging???

When ever applying for finance through any lender your personal credit report will be checked for defaults etc. By ‘shopping around’ yourself, you increase the risk of multiple credit report checks resulting in lenders seeing that you either have been ’shopping around’ or declined a loan recently.

Knowing the different servicing and lending criteria of each individual lender, we’ll fit you to the appropriate lender the first time.

Saves Valuable Time

Lending choices available can seem limitless and overwhelming. You can choose to research the subject, the Lenders and their products yourself, or work with a Mortgage Broker who already has that knowledge.

Mortgage Brokers give you choice

We have a panel of Lenders from which we can recommend a loan. We have to become accredited with the Lender to offer their product, and are required to keep up-to-date with their latest offers.

Last but not least – Using a Mortgage Broker that ‘walks the talk’

While there are many Mortgage Brokers in the industry, it is the same concept of why you wouldn’t seek advice for investment in shares from a Financial Advisor who doesn’t personally invest in shares and vice versa for property investment. If they are not passionate about the same investment path as what you want to go down, what type of strategy or encouragement will they provide you to reach your goals?

Being property investors ourselves, we can demonstrate to you, how one property investment strategy compared to another (working with the same scenario) could limit/maximize your growth capacity by tens of thousands of dollars & restrict/enhance your future finance opportunities.