The RTA receives many calls from lessors, property managers and tenants asking who should clean up mould in rental properties, particularly over the summer months. The answer is either the lessor/property manager or the tenant, depending on the situation. If the … Continue reading →

With the RBA keeping the cash rate on hold in February and then following the unexpected but not surprising decision of most major lender’s increasing their standard variable rates, now may be a good time to assess your current interest rates and decide whether … Continue reading →

According to a recent mystery shopper survey conducted by CoreData over a 6 week period, Mortgage Brokers came out on top being the most trusted when providing a home loan compared to a Bank or Credit Union. The survey was … Continue reading →

Have you considered refinancing to get a cheaper interest rate to help with cash flow but the cost and minimal decrease in the interest rate isn’t worth it??? Another great way to help reduce your interest repayment is utilising an Offset Account. An Offset Account generally … Continue reading →

With the continual competition amongst the banks to acquire your business, there is now opportunity to borrow up to 85% LVR before requiring Lender Mortgage Insurance. Traditionally LMI is payable when borrowing over 80% LVR for a full doc loan to protect the … Continue reading →

It’s important for investors to understand the effects of property depreciation and how it can change an investment, advises BMT. And with the new financial year just around the corner, now is as good a time as any.   The … Continue reading →

Once again we are back to the great debate of whether to have a variable rate or fixed rate. With the recent decrease across most lenders fixed rates, many home owners have taken up the current offers relieving the uncertainty of which way … Continue reading →

CURRENT LENDER & LOAN PRODUCT OFFERS Homeside – have lifted their Genworth (mortgage insurer) location guide and have an open post code policy, now lending up to 95% LVR in all locations for approved security types. – have also increased … Continue reading →

The Queensland Government $10,000 Building Boost Grant is now available to buy or build a new home in Queensland – 1st of August 2011 to 31st of January 2012 Available to eligible First Home Buyers, Home Buyers and Investors! First … Continue reading →